For the purposes of this disclaimer,
Use of information and materials
The products and services offered in the Web Site are only offered in jurisdictions where and when they may be lawfully offered by CIAM and the material on the Web Site is not intended for use by the Visitor located in or resident in jurisdictions which restrict the distribution of this material by CIAM. The Visitor is required to observe any relevant restrictions.
Nothing in the Web Site shall be regarded as an offer or solicitation to sell investments or make deposits in any jurisdiction in which such offer or solicitation is unlawful or in which any person making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such offer or solicitation.
The information contained in the Web Site is not intended to provide professional advice and should not be relied upon in that regard. The Visitor is advised to obtain appropriate independent professional advice where necessary.
Any information, products or services supplied in the Web Site may be withdrawn or amended at any time without advance notice at CIAM's discretion. Anyone's eligibility for particular information, products and services is subject to CIAM's final determination and absolute discretion.
The Visitor signifies consent to this disclaimer set out herein by using the Web Site. The Visitor's continued use of the Web Site following the posting of any changes to these terms signifies the Visitor's acceptance of those changes.
Links to other sites
Use of hyperlinks to other internet sites or resources are at the Visitor's own risk. The contents, accuracy, opinions expressed, and other links provided at these sites are not investigated, verified, monitored, or endorsed by CIAM. CIAM expressly disclaims any responsibility for the accuracy, contents, availability or omission of information found on sites that link to or from the Web Site. It remains the Visitor's sole responsibility to make all enquiries and investigation before proceeding with any online or offline access or transaction with any of these third parties. CIAM emphases that all activities conducted via or at the Web Site are at the Visitor's own risk. CIAM does not warrant the security of any information the Visitor may forward or be requested to provide to any third party. The Visitor is deemed to have irrevocably waived any claims against CIAM for any loss or damage suffered as a result of any access to or interaction with any other web sites via the Web Site.
Copyright, Trade Marks
CIAM owns the trade marks, logos and service marks displayed on the Web Site and the Visitor is prohibited from using the same without written permission of CIAM.
The materials on the Web Site are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without CIAM's prior written consent.
While every care has been taken in preparing the information and materials contained in the Web Site, such information and materials are provided "as is" without warranty of any kind either express or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such information and materials.
It is the Visitor's sole responsibility to prevent, safeguard and ensure that no computer virus enters the Visitor's system and the Web Site.
Messages sent over the Internet cannot be guaranteed to be completely secure. The Visitor shall bear the risk of any delay, loss, diversion, alteration or corruption of any message either sent to or received from or via the Web Site. CIAM will not be responsible for any damages incurred. CIAM is not responsible in any manner for direct, indirect, special or consequential damages arising out of the use of the Web Site.
Communications over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet or otherwise.
Use and Disclosure of Personal Information
Unless restricted by applicable law, the Visitor agrees that any and all personal information / data relating to the Visitor collected by CIAM from the Web Site from time to time may be used and disclosed for such purposes and to such persons as may be in accordance with The Personal Data (Privacy) Ordinance.